A SYSTEM FOR BUILDING A PAYMENTS BUSINESS

Build a Payments Portfolio That Pays You Every Month

We show you how to go from zero to your first accounts and build a portfolio that generates recurring income. Payment Operators gives you the training, the Find It, Fix It method, and the support to execute it: a CRM, scripts and marketing materials, VA support, demo and hardware logistics support, access to multiple POS systems and software products, a mentor, and weekly group coaching calls.

Enroll for $997 Or 3 payments of $349

Why this exists

The payments industry is not complicated, but it is taught that way. Most people are given scripts instead of understanding and told to sell rates instead of solving real problems. That is why they struggle.

Every business processes payments, and most do so inefficiently. That creates opportunity. If you understand how money moves, you can identify problems, structure deals, and build recurring income.

The system you actually execute

This is not just a course. It is a system for building a payments portfolio from the ground up. We focus on execution. If you do the work, it works.

Understanding how money moves. Learn how payments actually work so you can identify where businesses are losing money and where opportunities exist.
Finding and structuring deals. Learn how to have real conversations, identify problems, and structure deals that make sense for the business.
Building a portfolio that pays you monthly. Each account you bring on becomes part of a portfolio that generates recurring income and compounds over time.

Why this business model works

Most businesses reset to zero every month. This one compounds and offers true residual income. Every time a business swipes a card, you get paid, and your portfolio grows.

True residual income that compounds monthly
No inventory, no employees, no overhead required to start
Businesses always need to get paid, regardless of the economy
Portfolios can be sold later for meaningful multiples

What you will learn

How the payments industry works and how residual income is actually earned
How to target qualified businesses instead of chasing bad leads
How to position yourself as an advisor, not just another sales agent
The Find It, Fix It method for diagnosing what a business really needs
How to choose your verticals and build your first list of 100 businesses
How to develop a repeatable pipeline that keeps opportunities flowing
How to use social media, referral partners, POS systems, and software to win and keep accounts
How to structure deals that actually close
How to avoid the common mistakes that stall new agents for months or years
How to stack accounts into a compounding income stream, with a plan for your first 90 days

What is included

Lifetime access to the full Payment Operators course, including every future update
Marketing materials, cheat sheets, and scripts
A CRM to manage your prospects and pipeline
VA support for administrative and outreach tasks
Demo support and hardware logistics support for your deals
Access to multiple POS systems and software products, so you can compete across many verticals
A mentor for field support
Weekly group coaching calls

What this looks like when it's executed

This only works if you do. Here's what happens when people execute the system.

"Before this program, I wasn't closing deals. After implementing the system, I've closed over 25 deals and finally have real momentum. This is a proven blueprint that shows you what to do and how to do it."
Danny M.

"I went through this program after already having five years in merchant services, and it completely sharpened my approach. It reinforced the fundamentals that made me successful early on, while giving me more advanced tools to confidently target the right merchants and grow my residual portfolio faster. You can't control how fast this industry changes, but you can control your knowledge and who you partner with. This program delivers on both."
Daniel A.

"I started using this system with zero experience in payments. The structured training and easy-to-follow video content helped me get up to speed quickly and start having meaningful conversations with prospects. The weekly calls provide ongoing education, market insights, and a valuable space to share strategies and wins. Over time, I found my niche, built a sustainable business, and became a trusted advisor my clients confidently refer to others."
Charles M.

Individual experiences. Results are not typical and depend on your own execution. See our Earnings Disclaimer.

Who teaches it

Robert Fojo

Robert Fojo left a successful law practice for payments and built his portfolio with the method this course teaches: find the problem in a business's operation, fix it with the right payment and software solution, and let the residuals build. Today he leads a team of agents and trains them on the same system, on weekly calls and in the field. Payment Operators puts that training, and the support behind it, in one place.

Who this is for

This is not a get-rich-quick scheme. We teach serious entrepreneurs how to build a real payments business.

The builders. You want to build something that pays you monthly, not something that resets every month.
The relationship-driven. You already know business owners and want a way to turn those relationships into real opportunities.
The professionals. You understand business and want to add a recurring income stream.

Either way, there is work up front. Building a payments portfolio means getting in front of business owners, consistently, before the residuals build.

This is not for you if you need income this month, or you expect leads, accounts, or a territory to be handed to you.

Why pay for training when ISOs train for free?

Most ISOs don't train their agents at all, or the training ends after a 30-minute onboarding call. There is no mentor, no guidance in the field, and no access to the range of POS systems and software products you need to compete across many verticals. Payment Operators gives you a method built and used in the field, a mentor, field guidance, and exposure to multiple POS systems and software products so you can be competitive in almost any business you walk into.

FAQ

Do you provide leads or accounts? We don't sell or assign leads, merchant accounts, or territories. You build and work your own prospect list. You contact the businesses, and you own the relationships.

How much will I earn? We make no representation about what any student will earn. The training, tools, and support help, but results depend on your own execution, including your effort, skill, market, and the agreement you sign. See the Earnings Disclaimer.

Is there live coaching? Yes. You get weekly group coaching calls and a mentor for field support. The course lessons are self-paced, and you can also send questions to [email protected].

How long does access last? Lifetime. Course access and all support last for the life of the program. If we ever discontinue it, we will give you at least 30 days' notice.

What is the refund policy? All sales are final. If you close your first merchant deal within 30 days of purchase, we send you $250. See the Refund Policy for details.

Is this legal advice? No. The course is education. Consult your own counsel about any agreement you sign.

Ready to sign your first account?

Stop trading time for money. Get the exact system used by top industry leaders to build high-residual portfolios.